Compliance Officer

The Compliance Officer ensures that our global fintech payments operations is in full adherence to applicable laws, regulations, and internal policies across all jurisdictions. This includes managing regulatory obligations (e.g., BSP, MAS, NPC, AMLA), internal compliance tracking, audit preparedness, and coordinating with internal teams to ensure company-wide adherence to legal standards and compliance procedures.

• Regulatory Compliance Management
• Maintain regulatory compliance calendars
• Liaise with regulatory bodies (e.g., BSP, MAS) and prepare responses, filings, and inquiries
• Oversee compliance with global regulations, including MAL, OPS, AML/KYC, Anti-Fraud, GDPR, PSD2, sanctions screening, and applicable local financial laws.
• Monitor changes in relevant regulations and ensure internal procedures are updated accordingly
• Internal Policy Oversight
• Draft, review, and maintain compliance policies (e.g., AML/CFT, Acceptable Use, Data Privacy, Complaints Handling, etc.)
• Ensure policies are operationalized by respective departments
• Conduct internal compliance audits or reviews to test policy adherence
• Audit & Regulatory Reporting
• Coordinate third-party and internal audits, including scoping, evidence gathering, and remediation
• Prepare board-level compliance updates, quarterly compliance dashboards, and compliance incident logs
• Training & Advisory
• Design and roll out compliance training programs (mandatory and role-based)
• Act as a consultative partner to business units on compliance-related product decisions and market expansions
• Participate in compliance committees and business decision reviews

• 3–5 years experience in regulatory or corporate compliance, preferably in fintech/payments/banking
• Demonstrated knowledge of AMLA, BSP Circulars (e.g., 950, 1122), and/or local data privacy laws (NPC)
• Deep understanding of global payments industry regulations (AML/KYC, Anti-Fraud, GDPR, PSD2, MAL, OPS).
• Demonstrated experience managing regulatory relationships, audits, and inspections.
• Proven ability to develop, implement, and monitor compliance frameworks and internal controls.
• Excellent communication skills, capable of translating complex regulatory requirements into clear, actionable policies for internal teams.

• Bachelor’s degree in Law, Business, Finance, or a related field
• Previous experience with VASP, EMI, or PayFac compliance frameworks
• Familiarity with ISO 27001, PCI DSS, SOC 2, or other compliance control sets
• Professional compliance certifications (e.g., Certified Compliance & Ethics Professional [CCEP], CRCM, CAMS, or ICA Diploma in Compliance).
• Law degree or advanced degree (Master’s or MBA) in Compliance, Finance, or related discipline.
• Experience with compliance across multiple jurisdictions and international payment networks.
• Prior experience working in a fast-paced fintech or high-growth technology environment.
• Familiarity with advanced compliance software and monitoring tools.