Head of Credit Risk - Contract

placeManila calendar_month 
Lead the development and execution of the company's credit risk model and strategy across microfinance and SME lending portfolios, balancing portfolio growth with asset quality and profitability targets.
  • Design, implement, and continuously refine credit policies, underwriting frameworks, scorecards, and approval processes to support scalable and disciplined lending operations nationwide.
  • Monitor portfolio performance, delinquency trends, write-offs, and collection effectiveness, using data-driven insights to identify emerging risks and recommend corrective actions.
  • Partner closely with sales, operations, collections, and product teams to optimize customer acquisition, risk segmentation, pricing, and operational efficiency while maintaining prudent risk standards.
  • Build and lead a high-performing credit risk organization, ensuring strong governance, regulatory compliance, reporting standards, and alignment with the company's long-term growth objectives.

Leading & fast growing company in the MicroFinancing IndustryDevelop & own the Credit Risk framework for the organization

A successful Head of Credit Risk should have:

  • A strong background in credit risk management within the financial services industry.
  • Proficiency in developing and implementing credit risk models and risk management frameworks.
  • In-depth knowledge of statistics and data science
  • Excellent analytical and decision-making skills to assess and mitigate risks effectively.
  • Proven experience in leading teams and collaborating with senior stakeholders.
  • Effective communication skills to manage internal and external relationships.
A fast-growing financial services organization focused on expanding access to credit for underserved micro, small, and medium-sized enterprises across the Philippines. The company operates through a nationwide branch network and combines strong field sales execution, disciplined credit processes, and high-touch customer engagement to serve entrepreneurs in both urban and rural communities.

With a strong operational culture and ambitious expansion plans, the organization is building scalable lending platforms designed to support inclusive economic growth.

  • 6-12 months contract with very competitive rate
  • Opportunity to work in a leading financial services organization
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