Credit Analyst
PT Flin Consultancy Indonesia Makati
Credit Assessment & Risk Management
- Analyze credit bureau reports, bank statements, and KYC documents to evaluate applicants' creditworthiness, financial health, and compliance with regulatory standards.
- Conduct in-depth financial analysis and risk assessments for loan applications.
- Evaluate loan applications and make informed credit decisions within the company's risk appetite.
- Identify potential risks and recommend mitigation strategies to minimize defaults.
- Loan Settlement
- Before initiating settlement, assess the borrower's repayment capacity to ensure the total settlement amount is feasible
- Handle settlements for all current obligations of the borrower
- Obtain proof of all settlements from the customer to confirm successful loan closures.
- Assist customers in setting up standing order/direct debit for smooth repayment of consolidated loans.
- Work with internal credit risk and legal teams to ensure faster disbursement of the refinanced loan
- Ensure compliance with regulatory guidelines and company credit policies
- Customer Assistance & Support:
- Guide borrowers through the loan settlement process, explaining terms and obligations
- Address borrower concerns, resolve disputes, and provide financial counseling where necessary
- Ensure borrowers understand the impact of settlements on their credit profile
- Data Analysis and Reporting:
- Track and analyze performance, default trends and prepare regular reports on settlements outcomes
- Use Excel and CRM tools to manage and analyze large datasets on risk assessment and loan settlements
- Provide data-driven insights to improve credit analysis and mediation strategies leading to improved success rates
- Cross-Functional Collaboration:
- Coordinate with credit risk, customer service and legal teams to optimize risk assessment and mediation strategies
- Work closely with external lenders and financial institutions to ensure smooth loan closure
- Communicate settlement terms and progress effectively with all stakeholders
- Education: Minimum Bachelor's degree in related fields.
- Minimum 2 years of experience in Credit Analysis.
- Proficient in Tagalog (Mandatory) and English.
- Strong problem-solving and decision-making abilities.
- Proficiency in MS Office Suite, (particularly Excel), CRM tools, and financial analysis software.
- Ability to commute/relocate:
- Makati: Reliably commute or planning to relocate before starting work (Preferred)
Nezda TechnologiesMakati
We're Hiring: Credit Analysts in Makati City
• Position: Credit Analyst
• Work setup: Onsite – Makati City
• Work schedule: Dayshift
• Full-Time, Permanent
Qualifications:
• Bachelor's degree in related fields.
• At least 2 years...
Makati
Job Description
Posted on 16 June 2026
Be part of a critical team that ensures quality of the Bank's loan accounts. As Credit Analyst, you will be responsible for the review and assessment of the viability and credit worthiness of the loan...
Transnational Diversified GroupParañaque, 7 km from Makati
Company: ONE Manila Marketing and Commercial Center (OMMC)
Industry: Containerized Cargo Shipping
Position Title: Analyst, Credit
Location: 8912 Asean Ave. corner Pres. Diosdado Macapagal Blvd. Aseana City, Parañaque City, Metro Manila
Work Set...