Senior Credit Analyst & Loan Processor (Australian Mortgage Brokerage) 16579
Work Type: Full-Time (40 hours/week)
Schedule: 10:00 AM to 7:00 PM Melbourne Time
✅ Applying to Remote Staff is 100% FREE✅ Processing your application is 100% FREE
✅ We will NEVER ask for placement fees, bank details, GCcash accounts, training fees, reservation fees, or any form of payment
Why choose Remote Staff?- 100% Work from Home. No office-based setups. Manage your time efficiently and enjoy work-life balance.
- 18+ years in the remote work industry. We’ve helped more than 8K Filipinos establish virtual careers with international clients since 2007.
- Competitive and negotiable compensation (depending on skill level & experience)
- 100% coverage on Government Contributions Remittance* to SSS, Philhealth and Pag-ibig. Traditional employment set-ups cover only 50%, while you shoulder the other half as a salary deduction.
- Terms and conditions apply.
Note: Please prepare your Government IDs (TIN, SSS, Philhealth, Pag-ibig) as part of the application and placement process. In the event of placement to a contract with a client, you will be required to submit a copy of your BIR 2303 (Certificate of Registration) as part of compliance with government regulations.
We are seeking an experienced Senior Credit Analyst & Loan Processor to join a growing Australian mortgage brokerage. This is a specialist role focused on credit analysis, deal structuring, and end-to-end loan processing—not a general admin or virtual assistant position.
If you have strong experience in the Australian mortgage industry and can work independently with minimal supervision, this is an excellent opportunity to be part of a high-performing and expanding team.
About the Role
You will work closely with the broker and internal team to manage loan applications from initial assessment through to settlement. The role is heavily focused on credit analysis and structuring, combined with full-cycle loan processing.
Role Breakdown:
- 60% Credit Analysis
- 40% Loan Processing
Key Responsibilities
Credit Analysis & Structuring- Assess borrowing capacity using Australian lender servicing calculators
- Analyse financial documents (tax returns, BAS, company financials, payslips)
- Interpret lender policies and determine suitable lending options
- Support deal structuring and scenario analysis
- Identify risks and recommend solutions
- Prepare and lodge applications via ApplyOnline
- Manage loan applications from submission through to settlement
- Follow up on outstanding documents and requirements
- Liaise with lenders, BDMs, and settlement teams
- Ensure all files meet compliance and quality standards
- Provide updates and follow-ups with clients (non-advisory)
- Coordinate with internal and external stakeholders
- Proven experience in Australian mortgage broking or lending
- Strong understanding of lender policies and servicing calculators
- Experience with ApplyOnline is highly preferred
- Ability to work independently and manage multiple files
- Strong attention to detail and problem-solving skills
- Excellent English communication skills (written and verbal)
- Experience liaising with lenders and financial institutions
- Experience with complex lending scenarios:
- Trust lending
- SMSF lending
- Self-employed / alt-doc clients
- Commercial lending
- Experience working directly with Australian mortgage brokers
- Familiarity with MyCRM (Loan Market Group) is a plus
- Strong credit thinking and ability to structure deals
- Self-motivated and able to work with minimal supervision
- Detail-oriented with a high level of accuracy
- Proactive and solution-focused mindset
- Professional and confident communicator
- Team-oriented with a positive attitude