Fraud Risk Specialist - Payments Company

• Support the development, implementation, and maintenance of fraud risk policies, frameworks, and controls
• Identify vulnerabilities across products, systems, and processes, and recommend risk mitigation strategies
• Ensure fraud controls are aligned with regulatory requirements and industry best practices
• Participate in risk assessments for new products, services, and system enhancements

• Analyze transaction data, fraud alerts, and system outputs to identify suspicious patterns and emerging fraud trends
• Recommend enhancements to fraud detection rules, parameters, and monitoring strategies to improve effectiveness and reduce false positives
• Collaborate with operations and technology teams to optimize fraud detection tools and systems

• Lead or support investigations into suspected or confirmed fraud cases, ensuring proper documentation and evidence handling
• Coordinate with internal teams, member institutions, and external stakeholders for case resolution
• Provide timely reporting to management, regulators, and relevant authorities as required
• Recommend corrective actions and control improvements based on investigation findings

• Collaborate with internal functions (Risk, Compliance, IT, Operations) to strengthen fraud controls and response mechanisms
• Engage with regulators, financial institutions, payment network participants, and law enforcement agencies on fraud-related matters
• Support industry-wide fraud risk mitigation initiatives and information sharing

• Support the development and delivery of fraud risk awareness and training programs
• Promote a strong fraud risk culture across the organization

• Stay updated on evolving fraud typologies, including digital fraud, social engineering, account takeover, and real-time payment fraud
• Conduct regular fraud trend analysis and produce actionable insights for management
• Recommend enhancements to fraud tools, controls, and processes

Join an established E-payments company.Be rewarded with market-aligned benefits.

• Minimum of 5 years' experience in fraud risk management, fraud operations, or financial crime within a bank, fintech, or payments organization
• Experience in payments, digital banking, or transaction monitoring environments is highly preferred
• Proven experience in fraud investigation, detection, or risk assessment

• Certified Fraud Examiner (CFE)
• Certified Risk Management Professional (CRM)
• CRISC, CAMS, or equivalent certifications

• Strong knowledge of fraud risk management frameworks and fraud control design
• Experience with fraud detection and transaction monitoring systems
• Proficiency in data analysis (Excel required; SQL or data tools is a strong advantage)
• Understanding of digital fraud trends (e.g., phishing, scams, account takeover, real-time payment fraud)
• Familiarity with regulatory requirements and industry standards relevant to fraud risk

• Strong analytical and investigative mindset
• High attention to detail and problem-solving capability
• Effective communication and stakeholder management skills
• Ability to work in a fast-paced, high-risk environment

• Timeliness and quality of fraud investigations and reporting
• Effectiveness of fraud detection improvements (e.g., reduction in false positives, improved detection rates)
• Responsiveness to fraud incidents and emerging threats
• Quality of fraud risk analysis and actionable insights delivered
• Stakeholder feedback and collaboration effectiveness

• Competitive salary and comprehensive benefits package.
• A permanent position with career growth potential.
• A collaborative and professional work environment.

If you are passionate about fraud prevention and compliance, this is an excellent opportunity to advance your career. Apply now to join a team that values expertise and innovation!