US Mortgage Underwriter | Permanent Work From Home | 150k Signing Bonus

apartmentNezda Technologies placeCebu scheduleFull-time calendar_month 

Job Overview

We are looking for an experienced US Mortgage Underwriter in Cebu City with a strong background in end-to-end loan underwriting. The successful candidate will be responsible for reviewing, analyzing, and underwriting residential mortgage loan files in compliance with US lending guidelines.

Qualifications
  • At least 2 years of experience as a US Mortgage Underwriter
  • Strong knowledge of US mortgage guidelines (FNMA, FHLMC, FHA, VA)
  • Experience underwriting Conventional, FHA, VA, and USDA loans
  • Ability to analyze income, credit, assets, liabilities, and collateral
  • Familiar with AUS findings (DU / LP)
  • Excellent decision-making and attention to detail
  • Strong written and verbal English communication skills
  • Experience working remotely is an advantage
Key Responsibilities
  • Review and underwrite complete mortgage loan files
  • Ensure compliance with investor, agency, and regulatory guidelines
  • Analyze borrower creditworthiness and risk
  • Issue clear and accurate underwriting conditions
  • Collaborate with processing and closing teams to meet turn-around times
  • Maintain quality and consistency in underwriting decisions
What We Offer
  • PHP 150,000 monthly salary
  • Permanent Work-From-Home setup
  • PHP 150,000 Sign-On Bonus (Applicable exclusively to hires tagged under Cebu.)
  • Stable, long-term opportunity
  • Work-life balance with remote flexibility
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