Loans and credit analyst

Job Description

Posted on 22 August 2025

Key Responsibilities:

Individual Loans:

• Monitoring and Management of Loan Maturity, Loan Interest and Repayment, Fire Insurance and Appraisal
• Sending of interest notices to the customers via email and communicating with them if there are insufficient balances for the payments on their due dates
• Collection of Loan Interest and Principal Payment
• Consultation, Screening, Credit Evaluation and Application Proposal of Individual Loan extensions and new applications
• Cash flow analysis and effective interest rate data preparation for Individual loan extensions and new applications
• Pre-loan disbursement review
• Loan processing in Bankhive (bank system)

Export/Import:

• Advising letter of credit / advising amendment letter of credit
• Export negotiation/ collection
• Export settlement and late settlement
• Arrival notice (Documents against acceptance)
• Import – DA Acceptance and maturity amend registry
• D/A Settlement – Final and Partial payment
• D/P Transaction – Document against payment
• Processing of import duty payment / custom duty tax
• Collection of DST and Withholding tax
• Opening of Letter of Credit

Corporate Banking:

• Target market identification, goal setting, and development of strategy or action plan on how the team will carry out its marketing activities in order to meet its goals/targets for the period
• Identify and prospect new clients or new corporate loan transactions, in line with the parameters and targets set by Management
• Establish contact, credibility of the Bank with counter party FI’s for prospective invitation to arranged multilateral transactions, among others
• Conduct enhanced customer due diligence, including but not limited to Credit Bureau Reports, background and inter-bank checking, obtaining complete and accurate KYC requirements and regular review and updating of credit documentation.

• Bachelor's degree in accounting, finance, business, or a related field.
• Proven experience in loan processing and legal account management.
• Strong attention to detail and accuracy.
• Excellent communication and negotiation skills.
• Familiarity with relevant banking regulations and compliance standards.

Work location

CITY OF MAKATI, NCR, FOURTH DISTRICT

Remarks

Foreign National Details:

Employment Duration: Two (2) years

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