Senior Product Manager (Cash Loan)

The primary role is to be responsible for driving the design, development, and continuous improvement of the Cash Loan product. This role ensures strategic alignment between product features, customer needs, business goals, and operational capabilities.

What You’ll Do:

• Lead ideation, scoping, and delivery of new product features, product variants, and process improvements for the Cash Loan product.
• Translate market insights, data analysis, and business objectives into product specifications and user stories.
• Manage product lifecycle from concept to rollout, ensuring timely and high-quality delivery across all channels.
• Supervise and coach Product Managers and Specialists to develop strong product capabilities and execution excellence.
• Own and deliver key KPIs including disbursed volume, net receivables, cost of acquisition, yield, and return on equity (ROE).
• Identify opportunities to improve customer conversion, retention, and cross-sell through innovative features or process enhancements.
• Drive test-and-learn initiatives, including pricing tests, segment-focused offers, or digital-first features that unlock new growth levers.
• Ensure end-to-end customer journeys are frictionless and optimized for both offline and digital touchpoints.
• Design business rules, automations, and backend processes that ensure scalability, speed, and customer satisfaction.

What You Need To Have:

• Minimum 5 years working experience in product roles preferably in banks or insurance or financial industries
• Strong product management and development experience preferably from telco or financial services
• Experience in the creation and launch of products and services
• High analytical skills: ability to analyze reports and see gaps for business opportunities
• Strong communications skills
• Ability to work in a collaborative environment and elicit support from other departments
• Handled partnership with retailers and brands will be an advantage

What Can Set You Apart:

• Driven, with an entrepreneurial spirit and a sense of urgency.
• Must be resourceful, proactive
• Highly organized and detail-oriented

Job Perks You'll Enjoy:

• Permanent dayshift schedule
• Up to 20% variable performance-based bonus
• HMO on Day 1 / HMO with dependents
• Access to mental health coverage and wellness partners
• Wellness Leave and Birthday Leave benefits
• Internal Career Mobility
• Opportunity to work and train in our international offices

Empower Filipinos with innovative financial solutions at Home Credit Philippines. Click Apply Now and join a company where there are #NoSmallRoles and everyone is important.

At Home Credit Philippines, we believe that everyone has something special to offer. Our motto "No Small Roles, Everyone is Important" is at the heart of everything we do. We think diversity makes our company better and every single job and person here plays a big part in our success.

We’re all about creating a welcoming place where everyone feels valued for who they are. This means we make sure that everyone, no matter their background or what they look like, gets a fair chance at jobs, training, and promotions.

When it comes to hiring, everyone gets a fair look. It doesn’t matter where you’re from, what you believe, who you love, whether you have a disability, or any other or any other condition protected under Philippine laws. If you meet the job requirements, you have a chance to get the job.

Come join us at Home Credit, where diversity fuels our innovation. Here, there are #NoSmallRoles and #EveryoneisImportant.

#LI-IS1