Relationship Manager - Commercial Banking (Cebu City)

apartmentUnion Bank of the Philippines placeCebu scheduleFull-time calendar_month 
Job Description
  • Manages existing loan portfolio and markets for new loan accounts.
  • Makes credit evaluations and prepared credit memoranda for approval Presents accounts to approving body.
  • Screens loan applicants referred by branches by evaluating and analyzing credit worthiness of these accounts.
  • Recommends for approval credit worthy clients.
  • Prepares Credit Recommendation and Approval Memorandum (CRAM).
  • Conducts financial analysis/credit packaging.
  • Conducts plant visits to check on how the business of the client is doing.
  • Monitors financial condition/viability of the accounts being handled.
  • Performs remedial management on potentially problematic accounts.
  • Updates Center/Sector Head on performance of accounts being handled.
  • Coordinates with Legal Management Services Sector and Collection, Assets Recovery and Disposal Sector on handling of problematic accounts.
  • Answers queries, complaints, or requests from borrowing clients.
  • Attends to ExCom and Loan COMM as needed to present recommendations.

Qualifications:

  • Bachelor's Degree is required
  • Minimum of 2years experience as an Account Officer or Relationship Manager in Commercial Banking
  • Knowledgeable in credit evaluation and financial analysis
  • Strong client management skills
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