Loan Account Officer (BDO Network Bank: Ilocos Sur) - Mangaldan - ref. x0714003

Job Summary:

This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.

Responsibilities:

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Develops the MFO centers through regular center meetings & visits, servicing of MFO members, training, performance updates, etc.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiates credit and collection activities to ensure credit quality of accounts
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Ensures adherence to the bank’s policies and procedures
• Execute sales and/or marketing activities that will achieve volume targets
• Attends to inquiries and other requirements of the clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Secure information regarding competitor’s practices, market trends and customer needs
• Perform other functions that may be assigned to him/her
• Qualifications:
• Graduate of any 4-year degree course.
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle
• Must be willing to do field work and be assigned in: Candon, Tagudin, Bantay, Sto Domingo and Narvacan