Account Officer (Cebu City)

Who are we looking for:

Account Officer (Cebu City)

Your role:

• Account solicitation / marketing of bank products
• Credit evaluation
• Preparation of credit proposals for new credit facilities and renewals
• Obtain credit approval from the Credit Committee
• Coordination with related units for documentation and implementation purposes
• Administration and monitoring of borrowing accounts for budget, portfolio quality and audit compliance purposes.
• Client visitation to obtain / update / validate business information
• Supervision of account officer assistant in handling loan availment / payments, report preparation and other administrative functions.

Specific duties and responsibilities:

• Solicit accounts for establishment of credit facilities, cross selling of other bank products such as deposits, insurance, credit card for principals
• Coordinate / follow-up submission of bank requirements from clients to facilitate evaluation.
• Prepare financial analysis and evaluation based on historical financial statements and other sources of information (eg. sales invoice)
• Request credit / trade checkings and appraisal of proposed collateral and review corresponding reports.
• Prepare credit proposals for new credit facilities and renewals indicating results of evaluation.
• Obtain credit approval from the Credit Committee
• Obtain loan and collateral documents from clients prior to implementation of approved loan transaction.
• Conduct regular client visitation to obtain/update/validate business information
• Supervise account assistants in handling loan availments / payments, report preparation and other administrative functions.
• Handle ad hoc duties

Qualifications:

College Graduate of Accounting or Business course (with Accounting units)

Two years of Account Management

Work Arrangement: On-Site

• Competitive Salary and Benefits package
• Guaranteed Bonus and Allowances!
• Opportunities for enhanced learning
• Personal mentoring from the top management
• Fast-paced highly dynamic work environment
• Make a positive Impact in a culture that supports success
• Training and Career Development
• Great Place to Work!