Loans and credit officer

placeSan Rafael calendar_month 

Job Description

Posted on 22 April 2026
  • Evaluate and process loan applications (documents, credit, collateral)
  • Verify applicant identity, income, and legitimacy of funds
  • Conduct client interviews and field visits
  • Analyze repayment capacity and recommend approval/disapproval
  • Prepare and ensure completeness of loan and legal documents
  • Oversee loan release and safekeeping of collateral records
  • Monitor repayments, handle past-due accounts, and coordinate collections/legal actions
  • Assist clients with loan products, terms, and concerns
  • Supervise loan operations and prepare reports
  • Ensure compliance with bank policies and BSP regulations
Qualifications/Requirements
  • Bachelor’s degree in finance or a similar field.
  • A minimum of 3 years’ experience as a loan officer.
  • Solid understanding of loan regulations.
  • In-depth knowledge of computers and banking software.
  • Outstanding interpersonal and communication skills.
  • Customer service-oriented with exceptional sales skills.
  • Detail-oriented with excellent organizational skills
  • Strong analytical skills
  • Strong integrity and commitment to confidentiality.

Work location

SAN RAFAEL, BULACAN

Remarks

No additional remarks

Apply now

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