Loan Officer / Document Custodian

EQUICREDIT CORPORATION is a growing lending institution since 2006 extending its services and market for both private and public sector.

As a catalyst to evolve through dynamic change by meeting ends in the business world, Equicredit Corporation remains committed in upholding its Vision and Mission empowering its Corporate Values to extend competitive financial services and excellent customer service possible.

We are in need of smart, driven, and result-oriented individuals to fill in the following position:

LOAN OFFICER / DOCUMENT CUSTODIAN

• Male
• Bachelor’s degree in human resources, business, or a related field
• Preferable has a valid driver’s license & clean driving records
• Process and approve loan applications within certain limits, above which the application is referred to a higher approving authority.
• Advice loan applicants of all documentary requirements in the loan application.
• Check and ensure that all loan application submission are in order and proceeds to process the loan as per company's credit policies.
• Receive inquiries via the counter (in person), phone, emails, and other electronic means of transporting informations or registered mail about the company’s loan products.
• Explain to prospective borrowers the loan application requirements as well as the various loan products, interest charges, processing fees, penalty charges and payment term options available.
• Analyze applicant’s financial situation, stability of income sources, credit standing and outstanding credit debts, payment records with previous loans if any and property ownership and other acceptance criteria before approving the loan.
• Participate in management meeting to gauge market perception on the company’s responsiveness to market loan demands prior to designing its loan products.
• Work with clients in settling loan delinquencies and accept negotiated settlement or send delinquent accounts to your immediate superior for any alternative course of action.
• Responsible to promotes business for the company by maintaining good customer relations and referring customers to appropriate staff for new services.
• Performs other duties like bank transactions that may be assigned from time to time.