Loans assistant

Job Description

• Informs the client regarding loan charges such as monthly amortization, deductions, penalties, net proceeds and documentation requirements prior to release of loan.
• Ensures that borrowers/co-borrowers/co-makers complied with the required documents prior to release of loan proceed.
• Checks the completeness, validity and authenticity of all documents submitted by the borrower/co-borrower/co-maker.
• Facilitates signing of legal documents to borrowers/co-borrowers/co-makers such as Promissory Note (PN), Disclosure Statement (DS) Chattel Mortgage, (CHM), Dacion En Pago, Voluntary Surrender (for collateral), and Deed of Assignment as applicable.
• Assists borrowers in the opening of Current Account.
• Conducts bank checking/verification for checks issued by borrower.

• Receives remittances such as cash, checks and direct deposits from collection personnel and payment from borrower.
• Issues provisional receipts to collection department/personnel.
• Checks and monitors Provisional Receipts issued to collection department/personnel and maintains transmittal of Provisional Receipt booklets.
• Deposits remittances and payments of clients to the bank.
• Transmits to Head Office all vouchers of released checks or Post-Dated-Checks.
• Posts remittances to the system as well as restructured accounts.

Qualifications/Requirements

JOB SPECIFICATIONS:

• Graduate of any four-year business-related course
• Has strong customer service skills and good communication skills that enable him to handle different types of clients
• Has excellent attention to details as the job requires thorough checking and review of information and accuracy of data
• With high sense of responsibility, accountability and integrity
• Computer-literate
• Willing to conduct the training in Head Office (Ortigas, Pasig) (3 weeks maximum)
• Paid Training. The company provides free accommodation and reimbursable transportation expenses. A training allowance will be given during the training period at the Head Office.

Work location

ILIGAN CITY, LANAO DEL NORTE

Remarks

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