Credit Risk Associate, MariBank
Monee Manila Full-time
Job Description:
Requirements:
- Assist the Credit Risk Lead in calculating the appropriate credit risk appetite statements, indicators and thresholds for recommendation to the Risk Oversight Committee (“ROC”) and the Board of Directors ("Board")
- Policy Reviews - Support the Credit Risk Lead in continuously enhancing the Bank's credit risk policies
- New Product Assessment - Provide supplemental analysis to the overall credit risk assessment for proposed new products and services
- ECL management - Design and implement various models of the Bank related to credit risk e.g. internal credit risk rating models and ECL models. Prepare regular ECL reports and perform adhoc analysis using various sets of assumptions as needed
- Portfolio monitoring - Conduct portfolio monitoring and analysis on loan concentration and asset quality
- Bachelor’s degree in Statistics, Math, Finance, Economics, or other related discipline
- At least 5-7 years of experience in the banking industry particularly on credit risk management for retail loans
- Working knowledge of SQL is a must-have, knowledge of Python or R is preferred. Experience in credit risk model development is a plus
- Problem-solving skills and a positive constructive attitude are a must
- Structured, factual, and data-driven. Ability to deep dive into data and elaborate clear and synthetic insights
- Comfortable working in a fast-paced, high-intensity work environment
- Amenable to work on-site in Ortigas, Mandaluyong City
ORIXMakati, 6 km from Manila
causes and suggestion for improvement.
• Prepares Credit Process Review Reports and submit to Credit Review Officer/ Credit Risk Management Unit Head for review and RMD Head for approval.
• Proposes appropriate classification and management action/s...
Our ClientsTaguig, 12 km from Manila
processing while effectively managing credit risk. This role is essential in delivering excellent service, maintaining compliance, and contributing to the successful transition of Credit Risk activities into the Shared Services Center (SSC).
Key...
Manila
lending products
• Build robust business cases for new initiatives (e.g. secured lending, motor finance)
• Monitor portfolio performance and optimize risk-return trade-offs
• Collaborate cross-functionally across global teams
Highly strategic Credit...