Internal Auditor

About the company:

Founded in 2022 by a team of visionaries, we have the expertise and resources to build best-in-class consumer-centric fintech products.

Join us on our journey to build a sustainable business and make a difference in the lives of millions of customers.

Responsibilities:

• Develop and implement risk-based internal audit plans covering all bank operations.
• Conduct periodic audits of branch operations, lending activities, treasury functions, accounting, and administrative processes.
• Review the effectiveness of internal controls and identify gaps, weaknesses, or process inefficiencies.
• Verify the accuracy, completeness, and reliability of financial and operational records.
• Perform cash counts, asset verification, and spot audits as required.
• Evaluate compliance with approved policies, procedures, and operational guidelines.

• Ensure compliance with banking regulations and guidelines issued by Bangko Sentral ng Pilipinas (BSP), Anti-Money Laundering Council (AMLC), and other relevant regulatory agencies.
• Review compliance with Anti-Money Laundering (AML), Know Your Customer (KYC), and data privacy requirements.
• Monitor changes in banking regulations and recommend updates to internal policies and procedures.
• Assist management in preparing for regulatory examinations and external audits.

• Identify operational, financial, compliance, and reputational risks across the organization.
• Assess the adequacy and effectiveness of risk mitigation controls.
• Recommend corrective actions and process improvements to address identified risks.
• Monitor implementation and completion of agreed audit action plans.

• Prepare clear, objective, and timely audit reports detailing findings, root causes, risks, and recommendations.
• Present audit findings to management and the Audit Committee when required.
• Maintain complete and organized audit documentation and working papers.
• Track outstanding audit observations and follow up on corrective actions.

• Recommend enhancements to operational processes and internal control systems.
• Promote a culture of accountability, transparency, and continuous improvement.
• Support management in strengthening governance and risk management practices.

• Maintain confidentiality of all financial, customer, and employee information.
• Participate in special investigations when irregularities or suspected fraud are identified.
• Perform other duties that may be assigned from time to time.

Qualifications:

• Bachelor's Degree in Accountancy, Internal Auditing, Finance, Banking, Business Administration, or a related field.
• Certified Public Accountant (CPA) is an advantage but not required.
• Minimum of 1 year of relevant experience in internal audit, external audit, accounting, risk management, compliance, or banking operations.
• Experience in a bank, rural bank, microfinance institution, or financial institution is preferred.
• Knowledge of banking operations, accounting principles, and internal control frameworks.
• Familiarity with BSP regulations, AMLA requirements, and banking compliance standards.
• Proficient in Microsoft Office applications, particularly Excel.
• Ability to analyze financial statements, transactions, and operational processes.
• Strong report writing and documentation skills.