[ref. f41034018] Lending Portfolio Manager/Product Manager - Digital Bank - Taguig
Taguig
- Portfolio Strategy and Ownership
- Own the lending product portfolio roadmap, balancing growth, risk, profitability, and customer value
- Analyze market trends, customer insights, competitor offerings, and regulatory developments to shape product build and enhancement
- Monitor performance against objectives (e.g., growth, NPL rates, yields, conversion, and retention).
- Product Lifecycle Management
- Drive development, enhancement, and phase-out strategies across secured, unsecured, and digital lending products
- Partner with credit risk, operations, legal, compliance, and data teams to ensure sound product design and delivery
- Lead go-to-market planning including pricing, promotions, and distribution.
- Cross-Functional Collaboration
- Work with marketing, sales, tech, analytics and external partners to optimize acquisition funnels and portfolio engagement
- Coordinate with collections and risk to implement early warning and delinquency management tools
- Support internal and third-party audits or regulatory reviews related to lending products
- Bachelor's degree in Business, Finance, Economics, or a related field
- 3+ years of experience in product management or lending within banking, fintech, or financial services
- Understanding of credit lifecycle management, pricing, local regulatory compliance
- Strong analytical skills and experience working with data (Excel, dashboards)
- Excellent communication and stakeholder management skills.
- Experience in digital lending (either from any of the Philippine digital banks or key mobile wallet ecosystems), embedded finance, or product strategy
- Knowledge of loan origination systems (LOS), core banking systems, or decisioning engines
- SQL skillset
A leading ASEAN-based universal bank, this institution offers a full suite of financial products and services across consumer, commercial, investment, and Islamic banking. With a strong regional presence and a customer-focused approach, it leverages innovation and strategic partnerships to drive inclusive financial growth and deliver value across diverse markets.
- Opportunities for career growth and development
- Competitive salary and benefits
- Flexible work arrangement and hybrid set-up in BGC
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