Junior Financial Operations Analyst

placeSanta Ana scheduleFull-time calendar_month 

About PayJoy

PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system.

Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life.

PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.

This role

We are seeking a Junior Financial Operations Analyst responsible for supporting the daily execution of operational processes related to merchant payments. This role is key to ensuring the accuracy, control, and monitoring of financial information, working with sensitive data and structured processes in payjoy.

This is an excellent opportunity for individuals looking to launch their career in finance or operations and develop analytical and data management skills

PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

Finance for the next billion
  • Ownership
  • Break
Through Walls
  • Live Communication
  • Transparency & Directness
  • Focus on Scale
  • Work-Life Balance
  • Embrace Diversity
  • Speed
  • Active Listening
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans.

If you would like more information about how your data is processed, please contact us.

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