Collector

apartmentLapulapu Multipurpose Cooperative placeDavao scheduleFull-time calendar_month 

QUALIFICATIONS:

  • Must be a graduate of any business related course
  • Preferably with experience in Collection (Intensive experience in collection and credit investigation)
  • Must be Honest, Reliable & Trustworthy
  • Must have Valid Drivers License
  • Good Communication & Negotiation Skills
  • Fresh Graduate are welcome to apply
  • To be assigned AGDAO and BUHANGIN area

Responsibilities:

§ Perform on-site and off-site collection effort;

§ Responsible for the collection of outstanding debts from members and borrowers. Inform borrowers of their overdue accounts and initiate the collection of payment to mitigate company losses;
§ Contact borrower either through phone, email, social media accounts and all other platforms and means possible to collect, informing them of their dues and past dues;

§ Responding to borrower’s queries on their loan accounts advising borrowers on their payment options and suggesting methods of payments negotiating suitable payment plans as practicable.

§ Communicate to delinquent customers to negotiate payment options and payment schedules that suit their current financial situation while still satisfying debt circumstance;
§ Advise customers on their various payment options. If no payment agreement can be reached, inform customers of further actions that may be taken to collect overdue debts;
§ Keep customer files up to date, recording period and dates that contact has been made and noting information that customers have received notices regarding their debts and obligations;
§ Prepare statement of accounts, notices, letter of demands to be given to borrowers who fails to meet their payment amortizations and payment agreements or when no payment agreement can be made;
§ Write letters to customers to inform them of their debts. When customers fail to meet their payment obligations and fail to make payment agreements, write letters to credit agencies, insurance companies, lawyers, and customers’ employers to collect debt without the customer’s aid;
  • Write final notice warnings to customers when payments are not being made instituting legal action as necessary when customers fail to pay their obligations;
  • Daily monitoring of aging of account, initiate appropriate action in handling entire delinquent accounts;
  • Closely coordinate with the Collectors on matters of notices distribution and feedback collection from member borrowers as practicable;
§ Maintain high confidentiality of all company information’s in the performance of duty;

§ Go the “extra mile” to build trust relationships, customer loyalty and customers commitment to patronize LAPULAPU COOP products and other services;

§ Operate in compliance with LAPULAPU Coop By-Laws and regulations and adhere to company policy, rules and guidelines;

§ Interacted with member/clients and provide quality customer service;

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