Microfinance Loan Sales Officer (BDO Network Bank: Baguio)

About BDO Network Bank

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Responsibilities:

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Develops the MFO centers through regular center meetings & visits, servicing of MFO members, training, performance updates, etc.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiates credit and collection activities to ensure credit quality of accounts
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Ensures adherence to the bank’s policies and procedures
• Execute sales and/or marketing activities that will achieve volume targets
• Attends to inquiries and other requirements of the clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Secure information regarding competitor’s practices, market trends and customer needs
• Perform other functions that may be assigned to him/her

Qualifications:

• Graduate of any 4-year degree course.
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.
• Must be willing to do field work and be assigned in: Baguio, Buguias, and La Trinidad